Expecting a tax refund this spring? Up to 80% of us are, and will have to decide what to do with our tax refund of, on average, about $2,832! Though it can be tempting to see a tax refund as “free money” (rather than what it actually is- part of your hard-earned paycheck,) it seems as though the vast majority of Americans do plan to treat the windfall responsibly, instead of blowing it on a splurge Read More